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Clauses · FAR · Insurance and liability

FAR 52.228-5 Insurance—Work on a Government Installation

Does the regulation require it to flow down?

Yes

(c): 'insert the substance of this clause, including this paragraph (c), in subcontracts under this contract that require work on a Government installation' — only flows down to subs with work on the installation, no dollar threshold

Form
substance
Reaches
all tiers

Checked against acquisition.gov on 2026-08-04 · edition JAN 1997 · base v0.9.3 Read the text ↗

What it makes you produce

3 items for your checklist, slowest first.

  1. Something somebody else has to issue you2

    The same day if the issuer is one of your own suppliers, months if it is an assessor or an underwriter.

    • The kinds and minimum amounts of insurance the contract Schedule names, carried at your own expense for the whole performance

      FAR 52.228-5(a)
    • An endorsement on those policies holding any cancellation or adverse material change ineffective until 30 days after written notice to the contracting officer, or the longer period state law prescribes

      FAR 52.228-5(b)
  2. Something you write

    Days to weeks, and nobody outside your company has to agree to it.

    • Written notice to the contracting officer, before work starts, that the required insurance has been obtained

      FAR 52.228-5(b)

When it is used

Goes into fixed-price contracts whose work happens inside a government installation (base, arsenal, depot). Flows down to the sub whenever the subcontract also requires work on the installation — no dollar threshold. If your work is all in your own shop, the clause may be on paper but the obligations don't bite.

Read closely

The minimums are not in the clause: (a) points at the Schedule or elsewhere in the contract, so a subcontract that names no amounts leaves the question open. Two of these come from the insurer and one from you, and the endorsement is the one that takes an underwriter's time. (c) also has copies of any lower-tier suppliers' proofs of insurance kept on file and produced on request.

The 12 templates that name it, with the line
143CORPDOC 3A — FAR/DFARS Flowdown Provisions for Fixed Price Non-Commercial Items under a DoD Prime ContractLockheed Martinline 232155CORPDOC 4A — FAR/DFARS Flowdown Provisions for Cost-Reimbursement/T&M Subcontracts under a DoD Prime ContractLockheed Martinline 253233RTX Flowdown of U.S. Government Contract Clauses Under U.S. Government ContractsRTXline 930105Raytheon TC-002 — Supplement 1: Government Contract Provisions from the FARRTXline 104166Northrop Grumman CTM-P-ST-001 — U.S. Government Firm Fixed Price Order (Not for Commercial Products and Services)Northrop Grummanline 2322166Northrop Grumman CTM-P-ST-003 — U.S. Government T&M Order (Not for Commercial Products and Services)Northrop Grummanline 2263168Northrop Grumman CTM-P-ST-004 — U.S. Government Cost Reimbursement Order (Not for Commercial Products and Services)Northrop Grummanline 2354255GD Mission Systems SCM-TMP-005 — General Provisions, Firm Fixed Price PO under U.S. Government Contract (Non-Commercial)General Dynamicsline 1064243GD Mission Systems SCM-TMP-048 — T&M Purchase Orders for Non-Commercial Items in Support of a U.S. Government ContractGeneral Dynamicsline 1985240L3Harris LGL-50.F1 — General T&C and Flowdown Clauses for Other Than Commercial Products/Services under a U.S. Government ContractL3Harrisline 1871273BAE Systems Inc. USGOVA — FAR/DFARS Flow Down Provisions for Subcontracts/Purchase Orders under a U.S. Government (DoD) Prime ContractBAE Systemsline 621178AAR Component Services NY — U.S. Government Contract FAR and DFARS Clauses Incorporated by ReferenceAAR Corpline 1459

Source: acquisition.gov, FAR 52.228-5 (verified 2026-08-04)

This is research, not legal advice. It states what the regulation says about this clause and cites the paragraph behind it. It does not rule on your order, and it does not rule on whether a prime's markings are correct.